scams related to students away on Spring Break

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scams related to students away on Spring Break 

This time of the year is just around the corner where scams related to students away on Spring Break occur most frequently, and this is something that all parents need to be aware of.  Much like the Grandparent Scams(which Target Grandparents & Travelers)
, this scam preys on an adult wanting to help out a child in trouble.


MoneyGram Offers Advice to Parents of College Spring Breakers
To Avoid Fraud During Popular Travel Period,Watch Out for These Spring Break Scams

Most Americans parents will prepare to lose their peace of mind when their college child or children travel on spring break

A Spring break can end up “breaking the bank” if parents don’t stay alert to the “family scam” – when a scammer calls parents to inform them their child is in trouble in a distant location, asking for money for medical care or bail, even though the child is perfectly safe according to MoneyGram (NYSE: MGI), a leading global money transfer company,

“Spring break can be a letting-go experience for parents of college students,” said Kim Garner, Senior Vice President of Global Security for MoneyGram. “But along with letting go, parents should hang on to their common sense, especially when it comes to helping their kids stay safe and avoid certain common scams.

Garner offers the following advice to parents of college students to safeguard their physical and financial health during spring break:

1. To always Check in before starting a trip: American students traveling internationally can register with the U.S. State Department’s free Smart Traveler Enrollment Program, which will help with communications in the event of an emergency. Canadian students can also register with their country’s similar program, Registration of Canadians Abroad.
2. Learn from E.T.: Phone home: Parents should make a deal with their students traveling for spring break – a little freedom for a few phone calls and some extra phone numbers. Parents should establish specific times for phone calls to check in, so they will know where their children are and what they’re up to, and get cell phone numbers of the friends of their traveling children as a back-up means of communication in case anything goes wrong.
3. Be assertive by saying "No!": With personal belongings left scattered on beach towels, scammers often will use student IDs to find parents and ask for money to be wired in the aid of their child who can’t come to the phone. Garner of MoneyGram advises parents to say no when an unexpected call come sin place – and never wire money to anyone they don’t know – instead check in by calling the child’s cell phone or the local authorities where their child is vacationing.
4. Give your kids credit: Parents can willingly temporarily add a child as an approved user to a credit card, and place a pre-set spending limit on the card as a way to prompt financial responsibility while the student is traveling to avoid the child falling into the arms of a scammer.
5. You should put a policy in place: To guard against a financial loss, parents should check with their insurance company to make sure their child’s possessions are insured on their homeowner’s policy while the student is traveling, especially if the child will be traveling outside the United States.
6. Teach your kid(s):When we were kids they taught us about "Stranger Danger" and avoiding becoming a victim of kidnapping.  We were told to never go with a stranger, even if they looked "nice" or said that they were a friend of your parents and your parents sent them to pick you up.  In my family, we had a "code word" so that if someone we did not know DID have to pick us up, they would have to know the "code word" before we would go with them.  Similar to this, create a code word with your child before they leave for Spring Break.  If someone calls saying that they are your child's friend you just need to ask "What is the code word?"  If they don't know it, you will know right away that they are lying.

“The best way to ensure a safe spring break and avoid a scam is to talk to your child in advance about these types of precautions, and schedule regular contact so you can hear directly from them that they’re safe,” said Garner of MoneyGram. “And while the student is traveling, parents should focus on their own protection against scams by never sending money to anyone they don’t know, regardless of what the individual on the other end of a phone might be telling them.”

As part of MoneyGram’s ongoing efforts to protect consumers from wire transfer fraud, the company recently launched an enhanced version of its fraud prevention website – www.moneygram-preventfraud.com. MoneyGram recommends that before initiating a money transfer, consumers should:

· Know – Always know the person to whom you are sending money. Never send money to strangers.

· Show – Never show or share information about your money transfer to anyone but the recipient.

· Throw – Discard or throw away any offers that promise easy ways to earn money, especially if the offers require you to send money before earning money.


Consumers who suspect fraud associated with money transfers should contact their local law enforcement. Consumers should call 1-800-MONEYGRAM (800-666-3947) if they believe MoneyGram was used to wire money as a result of a scam.These scams related to students away on Spring Break can be dubious or phisy but can be avoided using the above method.